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31.
Environmental insurance policies and the success of claims brought under them depend upon the intersection of both the legal and technical issues involved. The evolution of environmental insurance policies, from their origin in the Commercial General Liability policies up to the creation of new insurance products designed to cover specifically environmental concerns are addressed in this work. Both scientists and attorneys will have to develop a fuller understanding of environmental damage and assessments. The intent of this article is to provide a starting point for members of both disciplines in their quest for a fuller understanding of the legal and technical issues involved in environmental claims. 相似文献
32.
Sonia Akter Roy Brouwer Saria Choudhury Salina Aziz 《Mitigation and Adaptation Strategies for Global Change》2009,14(3):215-229
The study aims to assess the commercial viability of a potential crop insurance market in Bangladesh. In a large scale household
survey, agricultural farm households were asked for their preferences for a hypothetical crop insurance scheme using double
bounded (DB) contingent valuation (CV) method. Both revenue and production cost based indemnity payment approaches were applied
to assess the commercial viability of a crop insurance program assuming a partner-agent (PA) model of insurance supply. Crop
insurance is found marginally commercially viable in riverine flood plain areas. The expected indemnity payable consistently
exceeds the expected insurance premium receivable by the insurer for the households living in wetland basin and coastal floodplain.
We conclude that a uniform structure of crop insurance market does not exist in Bangladesh. The nature of the disaster risks
faced by the farm households and the socio-economic characteristics of the rural farm communities need to be taken into careful
consideration while designing such an insurance scheme.
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