| 自然灾害保险的委托─代理模型 |
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| 引用本文： | 梅广清,张显东,沈荣芳,白庆华. 自然灾害保险的委托─代理模型[J]. 自然灾害学报, 1999, 0(2) |
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| 作者姓名： | 梅广清 张显东 沈荣芳 白庆华 |
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| 作者单位： | 同济大学经济与管理学院!上海，200092(梅广清，沈荣芳，白庆华)，复旦大学管理学院!上海，200433(张显东) |
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| 基金项目： | 国家自然科学基金!7970007 |
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| 摘 要： | 灾害保险是筹措防灾救灾资金的重要手段．本文运用委托-代理理论建立了自然灾害的保险模型，对自然灾害的最优保险合同和保险费率进行了研究，为开展自然灾害的保险业务提供了理论依据．
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| 关 键 词： | 自然灾害 委托-代理 保险 |
RESEARCH ON INSURANCE MODEL FOR NATURAL DISASTER BASED ON THE THEORY OF PRINCIPAL AND AGENT |
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| MEI Guang-qing, ZHANG Xian-dong, SHEN Rong-fang, BAI Qing-hua. RESEARCH ON INSURANCE MODEL FOR NATURAL DISASTER BASED ON THE THEORY OF PRINCIPAL AND AGENT[J]. Journal of Natural Disasters, 1999, 0(2) |
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| Authors: | MEI Guang-qing ZHANG Xian-dong SHEN Rong-fang BAI Qing-hua |
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| Abstract: | Natural disaster insurance is one of importnat way to raise fund for disaster reduction andpostdisaster recovery. Based on the theory of principal and agent, an insurance model for natural disaster is developed, and the optimal contract and the cost ratio is studied, which provides a theory todevelop insurance market for natural disaster. |
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| Keywords: | natural disaster principal and agent insurance |
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