| Theory and Model of Agricultural Insurance Subsidy |
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| 引用本文： | Wan Kailiang Long Wenjun. Theory and Model of Agricultural Insurance Subsidy[J]. 中国人口．资源与环境(英文版), 2007, 5(4): 42-48 |
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| 作者姓名： | Wan Kailiang Long Wenjun |
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| 作者单位： | [1]College of Economic Management, Huazhong Agricultural University, Wuhan Hubei 430070, China [2]Research Center for Rural Economy, Ministry of Agriculture, Beijing 100810, China |
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| 摘 要： | The issue of agricultural insurance subsidy is discussed in this paper aiming to make it provided more rationally and scientifically. It is started with the connection between agricultural insurance and financial subsidy. It is really necessary and crucial to implement the financial insurance due to the bad operational performance, especially in the developing countries. But the subsidy should be provided more rationally because financial subsidy has lots of negative effects. A model in competitive insurance markets developed by Ahsan et al （1982） and a farmers＇ decision model are developed to solve the optimal subsidized rate. Finally, the equation is got to calculate it. But a quantitative subsidized rate is not made here because the calculation should be under some restricted conditions, which are always absent in the developing countries. So the government should provide some subsidy for the ex ante research and preparation to get the scientific probability and premium rate.
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| 关 键 词： | 农业保险 市场竞争 财政补贴 中国 |
Theory and Model of Agricultural Insurance Subsidy |
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| Wan Kailiang,Long Wenjun. Theory and Model of Agricultural Insurance Subsidy[J]. Chinese JOurnal of Population Resources and Environment, 2007, 5(4): 42-48 |
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| Authors: | Wan Kailiang Long Wenjun |
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| Abstract: | The issue of agricultural insurance subsidy is discussed in this paper aiming to make it provided more rationally and scientifically.It is started with the connection between agricultural insurance and financial subsidy.It is really necessary and crucial to implement the financial insurance due to the bad operational performance,especially in the developing countries.But the subsidy should be provided more rationally because financial subsidy has lots of negative effects.A model in competitive insurance markets developed by Ahsan et al(1982)and a farmers'decision model arc developed to solve the optimal subsidized rate.Finally,the equation is got to calculate it.But a quantitative subsidized rate is not made here because the calculation should be under some restricted conditions,which are always absent in the developing countries.So the government should provide some subsidy for the ex ante research and preparation to get the scientific probability and premium rate. |
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| Keywords: | competitive markets agricultural insurance financial subsidy |
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