金融信息风险的防范对策研究

金融系统为了提高自身的竞争能力,缩短交易时间,降低交易成本,增强交易灵活性,越来越广泛地应用计算机及网络技术,但同时金融系统也增加了交易的风险性。笔者从计算机的速度快,交易实时性的特点入手,对信息滞后和决策、黑客和病毒、内部人员的管理不善等各种风险和危害进行了分析;分别提出了改善网络体系结构,加强网上的黑客侵入和病毒防范,确保数据传送的安全性,内部设备和人员管理的防范措施,以确保金融信息系统提供安全服务。

Study on Preventive Strategy against Financial Information Risk

Computer and network technology are more and more widely applied to financial system to improve its competitiveness, reduce its trade time and cost, and strengthen its trade flexibility; however, at the same time the system becomes more vulnerable to trade risk. To start with the swiftness and real time characteristics of the computerized trade, a variety of risks and harmfulness are analyzed, such as communication delay, decision-making, hackers, viruses and the poor management in internal staff. Relevant preventive measures such as improvement of the network framework, prevention of intrusion of hackers or viruses to assure the security of data transmission, reinforcement of the internal facilities and staff management are taken to ensure to provide service security by the financial information system.