关于推进环境污染责任保险的思考

简述了我国环境污染责任保险发展历程。以江苏省为例,介绍了环境污染责任保险试点概况,并从创新实施方式、配套规章政策和开展风险评估及智能化管理3个方面,总结了无锡市环境污染责任保险的试点经验。指出,目前环境污染责任保险在有效供给、法律法规基础支撑和核心技术体系完善方面仍存在不足。提出,坚持公益性原则,实施企业和保险公司双强制,抓好投保范围、基本费率和承保责任环节的对策建议,为进一步推动环境污染责任保险建设提供借鉴和参考。

Thinking about Promoting Environmental Pollution Liability Insurance

The development process of environmental pollution liability insurance in China was briefly described. Taking Jiangsu Province as an example, this paper introduced the general situation of the pilot project of environmental pollution liability insurance, and sumed up the experience of the pilot project of environmental pollution liability insurance in Wuxi City from three aspects: Innovating the implementation mode, issuing supporting rules and policies, carrying out risk assessment and intelligent management. It pointed out that the current environmental pollution liability insurance was still insufficient in terms of effective supply, basic support of laws and regulations and improvement of core technology system. It is proposed that we should adhere to the principle of public welfare, implement the double coercion of enterprises and insurance companies, and do a good job in the insurance coverage, basic rates and underwriting responsibility, so as to provide reference for further promoting the construction of environmental pollution liability insurance.