DETERMINANTS OF LANDOWNER'S WILLINGNESS TO PAY FOR FLOOD HAZARD REDUCTION1

ABSTRACT: Estimated benefits of flood control projects are typically limited to avoided property damages. However, the possibility that there are (1) benefits from reduced psychological stress among flood plain occupants, and (2) benefits to the community has long been recognized. A survey of landowners residing in a flood plain in Roanoke, Virginia, found that nonproperty considerations did help explain their expressed willingness to pay for flood control. Of particular importance was the respondents' concern for disruption of the community caused by possible flooding.     

THE FLOOD HAZARD AND DYNAMICS OF THE URBAN RESIDENTIAL LAND MARKET1

ABSTRACT: Literature on the flood hazard/residential land market relationship is full of contradictory findings, many of which are counter-intuitive to the belief that flooding has a negative impact on house prices. This research advances a conceptual framework through which these relationships might be re-examined. Based on the expected utility model, the theoretical framework integrates the economic notion of capitalization with spatial and temporal characteristics of the flood hazard. Four communities with different flood regimes are used to test the effect of flooding on the residential real estate market. Results show that, (1) there is an identifiable relationship between characteristics of the flood hazard and changes in house values; (2) the length of the recovery period is dependent on characteristics and expectations of flooding, attributes of the real estate market, and availability of capital to fuel recovery; and (3) dynamics of the urban market and spatial extent of the flood hazard influence these relationships. Further research is now necessary to examine these findings under different spatial, temporal, hydrological, and socio-economic conditions.     

HUMAN BEHAVIOR AND RESPONSE TOWARDS STORM HAZARD IN WEST VANCOUVER,BRITISH COLUMBIA1

ABSTRACT: Human behavior and response towards storm hazard are examined in this study. One-hundred and twenty flood victims in West Vancouver, British Columbia, were administered a sentence completion test to ascertain how these victims behaved and responded to the flash flood of July 12, 1972. The sentence completion test consisted of 11 sentence stems. Seven of these dealt with the respondent's behavior toward the storm experience, and four with the issue of internal vs. external locus of control. Completions of the seven sentence stems at three time situations showed that West Vancouverites expressed the normal reactions of fear and anxiety before the storm; showed negative emotions during the storm; and displayed a feeling of mutual cooperation after the storm. Completions of the remaining four sentence stems revealed that West Vancouverites emphasized the importance of internal factors, viz., autonomy, drive and hard work, in controlling their lives. They recognized God as a benevolent - protective and almighty - powerful figure. Forty percent of the respondents did not believe in luck, while 8 percent regarded it as important in their lives. One might conclude that West Vancouverites could cope with natural hazardous threats better than those who rely on external factors in directing their lives.     

IMPACT OF FLOOD HAZARD ON RESIDENTIAL PROPERTY VALUES IN GALT (CAMBRIDGE), ONTARIO1

ABSTRACT: This study is an examination of the relationship between flooding and property values for an urban community in southwestern Ontario which has a lengthy history of flooding. As well, peoples’perceptions of the effect of flooding on property values is discussed. Analysis of sales prices and assessment data demonstrated no statistically significant differences in values of property for residences located in high- and low-risk areas either before or after a major flood in 1974. With both the high- and low-risk areas, sales prices after the 1974 flood were significantly higher than sales prices before the flood. The perceived property values followed a similar pattern. We concluded that differences in flood risk and flood experience did not adversely affect actual or perceived long-term property values.     

FLOOD HAZARD IDENTIFICATION AND FLOOD PLAIN MANAGEMENT ON ALLUVIAL FANS1

ABSTRACT: Recognition of the flood hazard that exists on alluvial fans has seriously lagged behind the recognition of other more conventional flood hazards such as those associated with most rivers. This delay in recognition was due, until recently, to a general lack of economic investment and development in these areas and a concomitant lack of historical alluvial fan flood damage. Dramatic recent events, such as Tropical Storm Kathleen, emphasized to the Federal Insurance Administration (FIA) the need for developing an appropriate methodology to identify flood hazard areas on alluvial fans. This paper presents the methodology now employed by FIA as well as flood plain management considerations that could reduce future flood related damage to communities developing in these areas.     

A THEORETICAL FRAMEWORK OF FLOOD INDUCED CHANGES IN URBAN LAND VALUES1

ABSTRACT: By integrating literature from flood hazard research and urban economics a theoretical structure is developed to explain changes in residential land values following flood events. The negative aspects of the flood hazard are shown to be capitalized in the value of the property. It is further suggested that land values (i.e., capitalization) will vary both spatially across the floodplain and temporally depending on the frequency, severity and spatial characteristics of the flood event. Previous work in this area has not addressed the capitalization process explicitly and has not specifically examined the ability of the land market to recover. This may account for the contradictory findings in the published literature.     

FLOOD HAZARD STUDIES IN THE MISSISSIPPI RIVER BASIN USING REMOTE SENSING1

ABSTRACT. The Spring 1973 Mississippi River flood was investigated using remotely sensed data from ERTS-1. Both manual and automatic analyses of the data indicate that ERTS-I is extremely useful as a regional tool for flood management. Quantitative estimates of area flooded were made in St. Charles County, Missouri and Arkansas. Flood hazard mapping was conducted in three study areas along the Mississippi River using pre-flood ERTS-1 imagery enlarged to 1:250,000 and 1:100,000 scale. The flood prone areas delineated on these maps correspond to areas that would be inundated by significant flooding (approximately the 100 year flood). The flood prone area boundaries were generally in agreement with flood hazard maps produced by the U. S. Army Corps of Engineers and U. S. Geological Survey although the latter are somewhat more detailed because of their larger scale. Initial results indicate that ERTS-1 digital mapping of flood prone areas can be performed at 1:62,500 which is comparable to some conventional flood hazard map scales.     

NATIONAL FLOOD INSURANCE AND THE COASTAL ZONE: A CASE STUDY OF HURRICANE ELOISE1

ABSTRACT: This paper presents evidence that currently published flood insurance premiums may be insufficient to cover expected losses in coastal areas subject to hurricane. The problems of developing flood premiums in coastal zones are discussed and Federal Insurance Administration (FIA) reaction to these problems analyzed. Flood losses in the coastal zone of Bay County, Florida due to hurricane Eloise are compared with losses which would be predicted by the FIA. This comparison raises important questions concerning the adequacy of flood premiums in coastal zones and the undesirable indirect effects that underpricing flood risk will have on location decisions in the coastal floodplain.     

COMPREHENSIVE FLOOD PLAIN MANAGEMENT1

Flooding and the susceptibility to flood damage inherent in all land uses constitute the flood hazard. Resolution of the hazard while properly recognizing flood plain environmental attributes within the context of overall community or area needs is the essence of comprehensive flood plain management. The traditional approach–flood control–has effected modification of only the flooding component of the hazard whether it be coastal or inland. Until recently Federal programs have overlooked the possibilities of modifying the susceptibility component, for which the major responsibility lies with non-Federal interests. Beginning with actions in the TVA area, the latter is now being strongly encouraged through Federal programs and actions notably the Flood Plain Management Services and Survey Programs of the Corps of Engineers, those stemming from Executive Order 11296, and those required for eligibility under the National Flood Insurance Act of 1968. Flood plain management objectives must be stated in planning, e.g., economic efficiency, reduction in threat to life and health, environmental improvement, and regional development, to permit proper evaluation of the optional means and approaches for achieving them.     

A NONTRADITIONAL METHODOLOGY FOR FLOOD STAGE-DAMAGE CALCULATIONS1

ABSTRACT: This paper presents a new methodology to calculate economic losses from hypothetical, extreme flood events, such as the Probable Maximum Flood. The methodology uses economic data compiled from already-available secondary sources, such as U.S. Census data on magnetic tapes, utilizing microcomputer and other electronic media. Estimates of land elevations are obtained from topographic maps, and flood elevations axe estimated using, for example, a dam breach and flood routing (DAMBRK) model (Fread, 1984). The calculations are performed at a disaggregate spatial scale, by various land use and industrial classification categories. The basic areal units are city blocks (for urbanized areas), enumeration districts, and Census tracts. Depth-damage functions, which provide an estimate of damages as a proportion of the existing value of the structure, are estimated statistically. Computer software (called DAMAGE) is used to combine the economic, flood elevation, and depth-damage information to compute economic losses for different possible flood stages and for different inflow events. Two case studies are presented as illustrations of the method.     

HYDROLOGIC EFFECTS OF THE FLOOD ABATEMENT PROGRAM IN SOUTHWESTERN OKLAHOMA1

ABSTRACT: Winter Creek is a tributary of the Washita River in south-western Oklahoma. The Soil Conservation Service installed floodwater retarding structures which controlled runoff from 56 percent of a 33-square-mile (8550-hectare) gaged drainage area. Application of a hydrologic model to the flood peaks indicated that the structural treatment reduced the flood peaks an average of 61 percent. The Winter Creek channel has narrowed and deepened since the structural treatment was applied. The severe bank erosion occurring before treatment has been arrested and sediment yield from the watershed has been reduced 50 to 60 percent. In some reaches of the channel there has been a dense growth of trees in recent years.     

ANALYSIS OF UNCERTAINTY IN FLOOD PLAIN MAPPING1

ABSTRACT: Components contributing to uncertainty in the location of the flood plain fringe of a mapped flood plain are identified and examined to determine their relative importance. First-order uncertainty analysis is used to provide a procedure for quantifying the magnitude of uncertainty in the location of the flood plain fringe. Application of the procedure indicated that one standard deviation of uncertainty in flood plain inundation width was about one third of the mean computed inundation width for several flood population-flood geometry combinations. Suggested mapping criteria, which directly incorporate uncertainty estimates, are given. While these criteria are more suitable for use in developing areas than in flood plains that have had extensive development, the analysis procedure can be used to accommodate property owners who challenge the validity of estimated flood fringe boundaries. Use of uncertainty analysis in flood plain mapping should enhance the credibility of the final plan.     

A PROBABILISTIC BENEFIT-COST ANALYSIS OF A ZONING PROGRAM FOR FLOOD PLAINS1

ABSTRACT: Various techniques, one of which is zoning, are used to control the extent of flood damage. The benefit-cost analysis of zoning programs must take into account the random nature of flooding. This paper outlines a method for determining not only the expected value of the benefit-cost ratio, but also the probability of such a zoning program being profitable. It also presents an application of the method to the assessment of the Outaouais Regional Community zoning program.     

ESTIMATING PROBABLE MAXIMUM FLOOD PROBABILITIES1

ABSTRACT: Methods of computing probabilities of extreme events that affect the design of major engineering structures have been developed for most failure causes, but not for design floods such as the probable maximum flood (PMF). Probabilities for PMF estimates would be useful for economic studies and risk assessments. Reasons for the reluctance of some hydrologists to assign a probability to a PMF are discussed, and alternative methods of assigning a probability are reviewed. Currently, the extrapolation of a frequency curve appears to be the most practical alternative. Using 46 stations in the Mid-Atlantic region, the log-gamma, log-normal, and log-Gumbel distributions were used to estimate PMF probabilities. A 600,000-year return period appears to be a reasonable probability to use for PMFs in the Mid-Atlantic region. The coefficient of skew accounts for much of the variation in computed probabilities.     

COMPARISON OF METHODS FOR ESTIMATING FLOOD MAGNITUDES ON SMALL STREAMS IN GEORGIA1

ABSTRACT: The U.S. Geological Survey has collected flood data for small, natural streams at many sites throughout Georgia during the past 20 years. Flood-frequency relations were developed for these data using four methods: (1) observed (log-Pearson Type HI analysis) data, (2) rainfall-runoff model, (3) regional regression equations, and (4) map-model combination. The results of the latter three methods were compared to the analyses of the observed data in order to quantify the differences in the methods and determine if the differences are statistically significant. Comparison of regression-estimates with observed discharges for sites having 20 years (1966 to 1985) and 10 years (1976 to 1985) of record at different sites of annual peak record indicate that the regression-estimates are not significantly different from the observed data. Comparison of rainfall-runoff-model simulated estimates with observed discharges for sites having 10 years and 20 years of annual peak record indicated that the model-simulated estimates are significantly and not significantly different, respectively. The biasedness probably is due to a “loss of variance” in the averaging procedures used within the model and the short length of record as indicated in the 10 and 20 years of record. The comparison of map-model simulated estimates with observed discharges for sites having 20 years of annual-peak runoff indicate that the simulated estimates are not significantly different. Comparison of “improved” map-model simulated estimates with observed discharges for sites having 20 years of annual-peak runoff data indicate that the simulated estimates are different. The average adjustment factor suggested by Lichty and Liscum to calculate the “improved” map-model overestimates in Georgia by an average of 20 percent for three recurrence intervals analyzed.     

OPTIMIZING FLOOD CONTROL ALLOCATION FOR A MULTIPURPOSE RESERVOIR1

ABSTRACT. In the last decade much research has been devoted to applying the systems analysis approach to water resources problems. A popular research goal has been determination of the “best” method of operating a multipurpose reservoir. The goal of this study was to derive the economically optimum flood control diagram for a multipurpose reservoir by systems analysis. The technique employed to optimize the flood control diagram was programmed so that the optimization process could be applied to other multipurpose reservoirs. Two computer programs developed at the U.S. Army Corps of Engineers' Hydrologic Engineering Center were utilized with modifications to simulate the operation of Folsom Reservoir in central California. Economic analyses were incorporated along with an optimization technique into the reservoir operations program; and the resultant program was capable of routing a sequence of monthly reservoir inflows, computing benefits for various flood control diagrams (as dictated by the optimization procedure), and selecting the economically optimum flood control diagram. The univariate gradient technique was the optimization procedure employed. The two computer programs are on file at the Hydrologic Engineering Center in Davis, California.     

FLOOD INUNDATION IN THE SOUTHEASTERN UNITED STATES FROM AIRCRAFT AND SATELLITE IMAGERY1

ABSTRACT: Panchromatic black and white, color, and color infrared photographs and thermal infrared imagery are compared for a capability to show flood boundaries. In open agricultural and urban areas, these boundaries are easily delineated on all types of am. Boundaries are more difficult to see in wooded areas. In March, hardwood trees are dormant, but black and white photographs and color photographs show only the tops of these trees. Color infrared photographs in January and March have a distinctive color or tone in inundated woods; the limit of this tone is the flood boundary. Daytime thermal infrared imagery in March shows that inundated woods are cooler than dry land but warmer than open water. After about April 1, both color infrared photography and thermal infrared imagery show only the top of the tree canopy and do not reflect underlying flood water. Inundated areas can be delineated easily on ERTS satellite imagery from December through March. On imagery from May 4–5, 1973, however, most inundation boundaries had to be drawn as dashed lines; the tree canopy obscures flood waters in wooded areas. Despite this problem, the results of mapping flood boundaries on May imagery are believed to be reasonable for the scale of the imagery.     

FLOOD PLAIN MODELING1

Computer simulation of river basin hydrology has rapidly progressed from an interesting academic exercise to a practical engineering procedure of increasing utility. Mathematical models of the many interrelated processes which occur in a basin have been developed along with efficient numerical procedures for their solution. The present paper is concerned with a particular model which has been used to describe the transformation of a temporally and spatially varying rainfall into a time history of stage and discharge on a flood plain. Although developed principally as a model of the physical processes involved, it is envisioned that the model can serve as one component of an information system for flood plain planning and management. The model consists of the following elements: (i) a rainfall simulation which generates stochastic inputs to the model according to specified rainfall statistics, (ii) a catchment-runoff model which converts the rainfall to surface runoff, (iii) a flood stage model which converts the surface runoff to time histories of flood stage and discharge. The model has been used to investigate the effect of various structural flood control measures in a basin and, in particular, to establish frequency-stage information for each of these. Of particular interest in development of the model have been recurring and partially unanswered questions relative to the proper balance among availability of data for use in the model, data requirements of the model and the objectives of the outputs produced by the model.     

STATE-OF-THE-ART OF ESTIMATING FLOOD DAMAGE IN URBAN AREAS1

ABSTRACT: With implementation of the Flood Insurance Act of 1968 many additional local flood protection projects are being considered. Consulting engineers and local agencies need consistent methods to estimate flood damage in order to perform feasibility studies. Federal agencies have a great deal of data and long experience in making damage estimates but no comprehensive guides are available at the local level. Curves of flood damages to different residential structure types are presented. The relationships in use by the U. S. Federal Insurance Administration are shown to be reasonable and are recommended for use as approximate guides. Additional research is recommended and discussion of the paper is invited in order to make additional data available in the literature.     

NEAR REAL-TIME MAPPING OF THE 1975 MISSISSIPPI RIVER FLOOD IN LOUISIANA USING LANDSAT IMAGERY1

ABSTRACT: The project described in this report was undertaken by the Louisiana State Planning Office to establish the extent of backwater flooding in Louisiana in April 1975. Band 7 Landsat imagery, enlarged to a scale of 1:250,000 was used to visually identify flooded areas. Inundated areas were delineated on overlays keyed to 1:250,000 U.S. Geological Survey topographic quadrangles. Tabular data identifying acres flooded, according to land use type, were derived by merging the flood map overlays with computerized 1972 land use data. Approximately 1.12 million acres of the state were inundated by flood waters. The total acreage and land use types affected by flooding were determined within 72 hours from the time the flood areas were imaged. Flooded maps were prepared for 26 parishes. Field observations were made by Louisiana Cooperative Extension Service county agents in order to determine the accuracy of parish flood maps and flood acreage figures by land use type. Results indicated that this was a fast, accurate, and relatively inexpensive method of compiling flood data for disaster planning and postflood analysis.