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1.
Insurance is widely acknowledged to be an important component of an organisation's disaster preparedness and resilience. Yet, little analysis exists of how well current commercial insurance policies and practices support organisational recovery in the wake of a major disaster. This exploratory qualitative research, supported by some quantitative survey data, evaluated the efficacy of commercial insurance following the sequence of earthquakes in Canterbury, New Zealand, in 2010 and 2011. The study found that, generally, the commercial insurance sector performed adequately, given the complexity of the events. However, there are a number of ways in which insurers could improve their operations to increase the efficacy of commercial insurance cover and to assist organisational recovery following a disaster. The most notable of these are: (i) better wording of policies; (ii) the availability of sector‐specific policies; (iii) the enhancement of claims assessment systems; and (iv) risk‐based policy pricing to incentivise risk reduction measures.  相似文献   

2.
The Manawatu floods of 2004 have had significant, long-lasting social consequences. This paper draws on findings from a series of detailed surveys of 39 farm households directly affected by the floods and 17 individuals directly involved in managing the flood recovery programme. The nature of the impact on rural families highlights how the 'hollowing out' of rural New Zealand has changed the capacity of rural communities to respond to natural hazards and increased their sense of isolation. In addition, the floods exposed the vulnerability of rural communities. This is shown to have implications for policies designed to build resilience and improve responses to adverse events, including the need to support local, community initiatives on self-reliance and mutual support. Approaches to manage better long-term flood risks should be designed within a context of ongoing rural decline that has compromised the health of both individuals and communities.  相似文献   

3.
Fan Li  Tao Zhou  Lin Wang 《Disasters》2021,45(1):180-201
This study performed a comparative analysis of changes in the operating status of initial surviving disaster‐stricken businesses and non‐disaster‐stricken businesses in Lushan County, China, after a devastating earthquake on 20 April 2013. It used a logistic regression model to explore the key factors associated with ‘post‐disaster continued business operation’ in the long term. Field data were collected from 1,078 businesses and questionnaire data from 263 small businesses between 2013 and 2017. The results indicate that a higher proportion of initial surviving disaster‐stricken businesses than non‐disaster‐stricken businesses managed to remain operational in each observation period. The continued operation of disaster‐stricken businesses after the earthquake was positively associated with the owner's age, previous disaster experience, pre‐disaster financial conditions, closure duration, and borrowing money from family or friends. A negative association was found with the size of the business. The findings serve as a vital reference for strategies to promote post‐disaster continued business operation.  相似文献   

4.
Guat Tin Ng 《Disasters》2014,38(2):310-328
This paper reports on the results of a qualitative study on the responses of Chinese school children in one junior middle school and their parents to China's post‐disaster school relocation policy. The sample comprised 22 pairs of parent–child dyads and two pupils whose parents could not be contacted. The study results were reported using Chambers and Wedel's (2009) conceptual framework, which delineates the fundamental elements of a policy. Content analysis was used to generate themes related to policy elements, such as goals, benefits and services. Both repetitive themes and idiosyncratic perspectives were reported so as to present a diversity of views. Despite adjustment difficulties and administrative problems reported by the study participants, the policy attention given to the rapid restoration of formal schooling for children was generally appreciated. The move back to the new school was greeted with cheer.  相似文献   

5.
Chile has a long‐standing history of natural disasters and, in particular, earthquakes. The latest big earthquake hit Chile on 27 February 2010 with a magnitude of 8.8 on the Richter scale. As an event that had a profound impact on significant portions of the population, the earthquake could theoretically have served to build trust by promoting new trust networks through the enhancement of distant family ties and the interaction between affected neighbours. This study offers an empirical analysis of this theory in the Chilean case. It finds that if initial social capital is very low (thus allowing for post‐disaster looting and violence), then the impact of the trust‐increasing effect is smaller. It also shows that the effect of the disaster was not transitory, but that it persisted and actually increased over time.  相似文献   

6.
Diasporas and diaspora non‐governmental organisations (NGOs) are increasingly important as resource lifelines to their home countries, yet the resources that they mobilise, the types of challenges that they face, and their coping mechanisms are not well explored or understood in the context of disaster recovery. To fill this knowledge gap, this study employed an inductive qualitative methodological approach, using interviews to comprehend the role played by Haitian diaspora NGOs after the catastrophic earthquake in 2010. It found that resources take four common forms: event fundraisers; financial and material donations from supporters; remittances; and volunteer labour. Challenges include an overreliance on diaspora donors, competition among NGOs, and what is perceived as inequitable funding practices towards diaspora NGOs. The findings provide insights centred on better coordination among diaspora NGOs, as well as between diaspora NGOs and other local and international NGOs and local governments and international institutions, to ensure more efficient delivery of services to survivors.  相似文献   

7.
The post‐earthquake psychopathological investigation (PEPSI) was designed to probe the short‐and long‐term effects of the earthquake in northern Armenia on 7 December 1988 on survivors' mental and physical health. Four phases of this study have been conducted to date, and, overall, more than 80 per cent of a sub‐sample of 1,773 drawn from an initial cohort of 32,743 was successfully followed during 2012. This paper describes the methodology employed in the evaluation, summarises previous findings, details the current objectives, and examines the general characteristics of the sample based on the most recent follow‐up phase outcomes. Despite a significant decrease in psychopathology rates between 1990 and 2012, prevalence rates of post‐traumatic stress disorder and depression among study participants in 2012 were greater than 15 and 26 per cent, respectively. The paper also notes the strengths and limitations of the study vis‐à‐vis future research and highlights the importance and potential practical implications of similar assessments and their outcomes.  相似文献   

8.
China’s counterpart assistance policy is of vital importance in providing guidance for emergency management and post-disaster reconstruction. However, the amount of assistance that partner provinces should provide as well as the criteria that partners should abide by in offering counterpart assistance remain a main challenge. The goal of this research is to fill this gap by proposing a new framework consisting of an interregional input–output (IRIO) model and a resilience index. Subsequently, the indirect economic loss is obtained by utilizing the index system of provincial economic resilience assessments, with measures of indirect economic loss developed from the IRIO. Furthermore, to examine the internal validity and systematic error, the reliability of the adopted models, the calculation methods, and the index systems are investigated. To assess the external validity of the proposed measures and resilience index of the framework, data from the 2008 Wenchuan Earthquake are applied for estimating parameter values of the framework, and a follow-up investigation was conducted for examining the fairness and enhanced effectiveness of the new counterpart assistance criteria. In summary, this paper attempts to present some new ideas about the analysis of economic motivations of mutual aid and the improvement of the counterpart assistance policy.  相似文献   

9.
An 8.8‐magnitude earthquake occurred off the coast of Chile on 27 February 2010, displacing nearly 2,000 children aged less than five years to emergency housing camps. Nine months later, this study assessed the needs of 140 displaced 0–5‐year‐old children in six domains: caregiver stability and protection; health; housing; nutrition; psychosocial situation; and stimulation. Multivariate regression was applied to examine the degree to which emotional, physical, and social needs were associated with baseline characteristics and exposure to the earthquake, to stressful events, and to ongoing risks in the proximal post‐earthquake context. In each domain, 20 per cent or fewer children had unmet needs. Of all children in the sample, 20 per cent had unmet needs in multiple domains. Children's emotional, physical, and social needs were associated with ongoing exposures amenable to intervention, more than with baseline characteristics or epicentre proximity. Relief efforts should address multiple interrelated domains of child well‐being and ongoing risks in post‐disaster settings.  相似文献   

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