Financial services and disaster risk finance: Examples from the community level

Increased attention has recently been given to the possible role of financial services in the management of natural disaster risk. Local communities have been at the forefront of developing innovative disaster risk finance strategies and implementing risk-oriented incentive programs. In view of increasing risks, including the impacts of climate change, such programs will become more important. This paper examines four models and some recent experiences in using financial services at the community level. The paper offers an overview of advantages and limitations of each model to manage disaster risk in communities. Examples include a federal government initiated scheme of social protection funds, a local government risk reduction scheme, an insurance product provided by a non-governmental organization , and a micro-insurance scheme. Finally, the paper offers some directions about specific ways that the public and private sectors, in collaboration with other partners can improve finance alternatives for disaster management at the community level. It appears that a range of follow-up studies and further dialogue is needed, in order to expand the knowledge on what types of risk finance models can help manage and reduce the financial impacts of natural disasters.     

River habitat monitoring and assessment in Germany

Whereas assessing the biological and chemical quality of water is a standard environmental procedure in many countries, the use of habitat survey methods that assess the ecomorphological quality of rivers is relatively new. In Europe, the EC Water Framework Directive requires such assessment from all EU Member States. In Germany, the first river habitat assessments were introduced in the late 1990 s. Each federal state develops its own river habitat map using the 'On-site Survey' and/or the 'Overview Survey'. The assessment describes the difference of the actual condition from a previously defined reference condition. In practice, a defined 'potential for restoration', a more realistic condition, makes restoration activities much easier and more successful. In Germany, the first River Habitat Map 2001 was published in 2002. The survey covered 33,000 km of river length, which equates to 10% of all rivers. A wide range from 'Undisturbed' (class 1) to 'Totally Disturbed' (class 7) river units exists; 77% of them are 'Clearly Disturbed' (class 4) or in worse condition. These result reflects extensive anthropogenic impact on the environment in general, but also past intense technical river 'improvements' that focused on the protection of settlements and traffic routes from flooding, better shipping conditions, the use of water power, and drainage of floodplains for agriculture and urban development. For comparability of survey results between EU Member States, a harmonization of national survey methods is in progress. A crucial point here is the definition of the reference condition for each river (near-natural conditions), since it influences the survey results.     

Stable carbon isotope composition (δ13C values) of the halogenated monoterpene MHC-1 as found in fish and seaweed from different marine regions

Six samples of the red seaweed Plocamium cartilagineum (two both from Helgoland/Germany, Ireland, and the Antarctic) were analyzed by stable isotope analysis. The bulk δ(13)C values (-31 to -38‰) confirmed that this seaweed was exceptionally highly depleted in (13)C. The δ(15)N values were in the reported range for algae, and a moderate correlation between (13)C and (15)N content was observed. These measurements indicated that the season had a higher impact on the δ(13)C values than the location. Compound specific carbon isotope analysis by gas chromatography coupled with isotope ratio mass spectrometry (GC-IRMS) was used to verify an even stronger depletion in (13)C in the halogenated natural product (HNP) MHC-1 isolated from the seaweed samples. The δ(13)C values of MHC-1 in the range -42 to -45‰ are the lightest determined to date for polyhalogenated compounds in the molecular mass range between 250 and 800 Da. MHC-1 was also isolated from two fish samples. The much higher (13)C content in MHC-1 from the fish samples (-35.6 to -39.2‰) indicated carbon isotope enrichment due to partial transformation. In processes such as the reductive debromination, the partial transformation is associated with an increase in the (13)C content in the remaining non-metabolized share of a compound. Stable isotope analysis may thus provide insights into the degree of transformation of HNPs in environmental samples.     

Effects of Stocking Rate on the Variability of Peak Standing Crop in a Desert Steppe of Eurasia Grassland

Proper grazing management practices can generate corresponding compensatory effects on plant community production, which may reduce inter-annual variability of productivity in some grassland ecosystems. However, it remains unclear how grazing influences plant community attributes and the variability of standing crop. We examined the effects of sheep grazing at four stocking rate treatments [control, 0 sheep ha^?1 month^?1; light (LG), 0.15 sheep ha^?1 month^?1; moderate (MG), 0.30 sheep ha^?1 month^?1; and heavy (HG), 0.45 sheep ha^?1 month^?1] on standing crop at the community level and partitioned by species and functional groups, in the desert steppe of Inner Mongolia, China. The treatments were arranged in a completely randomized block design over a 9-year period. Standing crop was measured every August from 2004 to 2012. Peak standing crop decreased (P < 0.05) with increasing stocking rate; peak standing crop in the HG treatment decreased 40 % compared to the control. May–July precipitation explained at least 76 % of the variation in peak standing crop. MG and HG treatments resulted in a decrease (P < 0.05) in shrubs, semi-shrubs, and perennials forbs, and an increase (P < 0.05) in perennial bunchgrasses compared to the control. The coefficients of variation at plant functional group and species level in the LG and MG treatments were lower (P < 0.05) than in the control and HG treatments. Peak standing crop variability of the control and HG community were greatest, which suggested that LG and MG have greater ecosystem stability.     

Applying Satellite Imagery to Triage Assessment of Ecosystem Health

Considerable evidence documents that certain changes in vegetation and soils result in irreversibly degraded rangeland ecosystems. We used Advanced Very High Resolution Radiometer (AVHRR) imagery to develop calibration patterns of change in the Normalized Difference Vegetation Index (NDVI) over the growing season for selected sites for which we had ground data and historical data characterizing these sites as irreversibly degraded. We used the NDVI curves for these training sites to classify and map the irreversibly degraded rangelands in southern New Mexico. We composited images into four year blocks: 1988–1991, 1989–1992, and 1990–1993. The overlap in pixels classified as irreversibly degraded ranged from 42.6% to 84.3% in year block comparisons. Quantitative data on vegetation composition and cover were collected at 13 sites within a small portion of the study area. Wide coverage reconnaissance of boundaries between vegetation types was also conducted for comparisons with year block maps. The year block 1988–1991 provided the most accurate delineation of degraded areas. The rangelands of southern New Mexico experienced above average precipitation from 1990–1993. The above average precipitation resulted in spatially variable productivity of ephemeral weedy plants on the training sites and degraded rangelands which resulted in much smaller areas classified as irreversibly degraded. We selected imagery for a single year, 1989, which was characterized by the absence of spring annual plant production in order to eliminate the confounding effect of reflectance from annual weeds. That image analysis classified more than 20% of the rangelands as irreversibly degraded because areas with shrub-grass mosaic were included in the degraded classification. The single year image included more than double the area classified as irreversibly degraded by the year blocks. AVHRR imagery can be used to make triage assessments of irreversibly degraded rangeland but such assessment requires understanding productivity patterns and variability across the landscapes of the region and careful selection of the years from which imagery is chosen.