The potentials of internalising social banking among the Malaysian Islamic banks

Islamic banking has established for the last 40 years, yet only recently researchers acknowledge social failures of Islamic banking and finance. This has led to a proposition of forming new forms of banking and non-banking institutions that include social banking. It is argued that in considering the developmentalist needs of the Muslim societies in Malaysia, there is a need to go back to fundamentals of Islamic finance in realising the aspirational Islamic moral economy that emphasises on the social good, capacity development at the individual and social levels. This paper aims to explore the concept of social banking and search for the possibilities for internalisation in Malaysian Islamic banking. To gain understanding on this pertinent issue, an empirical investigation was conducted at 17 Islamic banks in Malaysia. A mixed method was employed. For the primary data collection, 477 respondents of Islamic banks clients and employees participated in a self-administrated survey, and 11 respondents from the executive and managerial level of eight Islamic banks involved in a semi-structured interview survey. The integrated analysis implies that Islamic banking significantly contributes to socio-economic development. On the contrary, financial and economic practices in everyday life do not reflect the social economic justice. The result further illustrates that the Islamic banks lack social contributions as they prone to practice efficiency-oriented institutions. Hence, a social banking model is needed to solve the lack of socio-economic development issue in the current practice of Islamic bank.     

A study of the effect of physical and chemical stressors on biological integrity within the San Diego hydrologic region

Environmental agencies across the United States have searched for adequate methods to assess anthropogenic impacts on the environment. Biological assessments, which compare the taxonomic composition of an aquatic assemblage to relevant biocriteria, have surfaced as an effective method to assess the ecological integrity of US waterbodies. In this study, bioassessment data were collected and analyzed in conjunction with physical habitat and chemical stressor data for streams and rivers within the San Diego basin from 1998 through 2005. Physical stressors such as sediment loading, riparian destruction, and in-stream habitat homogenization affect many locations in the region. However, physical habitat measures alone were found to frequently overestimate the biological integrity of streams in the region. Many sites within the San Diego Basin, although unaffected by physical stressors, continue to exhibit low biological integrity scores. Sites with low biological integrity tend to possess higher specific conductance and salinity compared to sites with high biological integrity. We suggest that one possible reason for these differences is the source water used for municipal purposes.     

Spatial distribution and concentration of sulfur in relation to vegetation cover and soil properties on a reclaimed sulfur mine site (Southern Poland)

This work aims to assess the spatial distribution and concentration of sulfur in the topsoil layer and to determine the relationships between sulfur concentration, soil pH, soil electrical conductivity, and plant cover at the reforested site of the former sulfur mine (Southern Poland). Soil samples were collected from 0 to 20 cm (topsoil) from a total of 86 sampling points in a regular square grid with sides of 150 m. Plant cover was assayed in circular plots with an area of 100 m², divided into a woody plant layer and herbaceous plant layer. Soil properties such as particle size distribution, pH in KCl and H₂O, soil electrical conductivity (EC), soil organic carbon (SOC), total nitrogen (N_T), and total sulfur (S_T) were determined. The degree of soil contamination with sulfur was assessed based on the guidelines of the Institute of Soil Science and Plant Cultivation (IUNG), Poland. The results indicate that remediation and application of lime were not fully effective in spatial variation, because 33 points with sulfur contamination above 500 mg kg^?1 were observed. These spots occurred irregularly in the topsoil horizons. This high sulfur concentration in the soil did not result in severe acidification (below 4.5) in all cases, most likely due to neutralization from the application of high doses of flotation lime. High vegetative cover occurred at some points with high soil sulfur concentrations, with two points having S concentration above 40,000 mg kg^?1 and tree cover about 60%. Numerous points with high soil EC above 1500 μS cm^?1 as well as limited vegetation and high soil sulfur concentrations, however, indicate that the reclamation to forest is still not completely successful.     

Identification of a floral-derived kairomone for currant clearwing, <Emphasis Type="Italic">Synanthedon tipuliformis</Emphasis>

The currant clearwing Synanthedon tipuliformis (Clerck) (Sesiidae) is a worldwide pest of black currants, Ribes nigrum. This moth has been observed to feed on nectar of inflorescences of Canada thistles, Cirsium arvense (L.) Scop. This work was undertaken to identify floral compound(s) produced by Canada thistles inflorescences that mediate the response of the currant clearwing. Floral volatiles were collected during the day and analysed by coupled gas chromatography/electroantennographic detection (GC/EAD) and gas chromatography/mass spectrometry (GC/MS). Three compounds consistently elicited EAD response from moth antennae and were identified by GC/MS as phenylacetaldehyde, methyl salicylate and dimethyl salicylate. When the compounds were tested individually or in various combinations in field trapping experiments, a 3-component blend attracted the largest number of female and male currant clearwings. Subsequent field trapping experiments were conducted to determine the optimal attraction dose for the ternary blend using three loadings of 1, 10 and 100 mg loaded into a polyethylene sachet. The highest catches were in traps baited with the 100 mg loading. In all trials, males and mated females were caught in significant numbers, while very low numbers of virgin females were found in the traps. In recent years the efficacy of mating disruption against currant clearwing has been reported as declining. The new kairomone blend identified in this study can be used with the sex pheromone to provide an effective control option for this important pest.     

Comparing the greenhouse gas emissions from three alternative waste combustion concepts

Three alternative condensing mode power and combined heat and power (CHP) waste-to-energy concepts were compared in terms of their impacts on the greenhouse gas (GHG) emissions from a heat and power generation system. The concepts included (i) grate, (ii) bubbling fluidised bed (BFB) and (iii) circulating fluidised bed (CFB) combustion of waste. The BFB and CFB take advantage of advanced combustion technology which enabled them to reach electric efficiency up to 35% and 41% in condensing mode, respectively, whereas 28% (based on the lower heating value) was applied for the grate fired unit. A simple energy system model was applied in calculating the GHG emissions in different scenarios where coal or natural gas was substituted in power generation and mix of fuel oil and natural gas in heat generation by waste combustion. Landfilling and waste transportation were not considered in the model. GHG emissions were reduced significantly in all of the considered scenarios where the waste combustion concepts substituted coal based power generation. With the exception of condensing mode grate incinerator the different waste combustion scenarios resulted approximately in 1 Mton of fossil CO₂-eq. emission reduction per 1 Mton of municipal solid waste (MSW) incinerated. When natural gas based power generation was substituted by electricity from the waste combustion significant GHG emission reductions were not achieved.     

University of Benin water supply system: Microbiological and physico-chemical assessments

The microbiological and physico-chemical characteristics of the drinking water supplied by the Central Borehole at the University of Benin, Ugbowo Campus were investigated. The investigation entailed assessment of the pH, turbidity, total suspended solids, total dissolved solids, dissolved oxygen, temperature, salinity, conductivity, nitrate, nitrite, phosphate, sulphate, chloride, N-nitroso compounds, cadmium, chromium, nickel, lead, zinc, manganese, iron, coliform count, BOD₅ and COD of the water at the Central Borehole and at ten residential quarters. The assessment indicated that the water was fit for drinking and other domestic applications. Results were also compared with WHO, EU and Nigeria FEPA standards. The results showed that the pH values of the water (5.01–5.86) and total coliform count (1–2/100 ml) expressed as MPN were outside the limits set by the WHO, EU and FEPA. The data also showed that the other water quality parameters assessed were within WHO, EU and FEPA permissible limits. The results of ANOVA showed that significant changes occurred during distribution.     

Restoration and sequestration of carbon and nitrogen in the degraded northern coastal area in Nile Delta,Egypt for climate change mitigation

Most of coastal area in Nile Delta, Egypt, is salt-affected soils and have low carbon (C) and nitrogen (N) inputs as a result of declining vegetation growth and low net primary production. Therefore, this study amid to compare between C and N pools in degraded (uncultivated and salt-affected soil) and restored (cultivated and reclaimed 20 years ago) locations in North Nile Delta. and to examine the impact of cultivation on sequestering C and N pools in this area as one of the most important methods for mitigating climate change impacts. C and N pools increased significantly in surface soil from 2.99 and 0.43 Mgh^?1 in uncultivated sites to 19.26 and 1.66 Mgh^?1 in cultivated ones as salinity was reduced and net primary production was increased due to leaching and reclamation. Particulate (associated with sand) and nonparticulate (associated with clay +silt) soil organic C or N was significantly higher cultivated sites. In addition, nonparticulate organic C or N was lower than particulate part indicating and supporting the strong relationship between organic matter and clay. The sequestration rate (in approximately 1 m profile) was 1.69 and 0.14 Mgh^?1 yr.^?1 C and N pools respectively. Although the cultivation is leading to loss of organic matter in some areas; C and N in this coastal area are partially restored and stored. Therefore, restoration and appropriate management practices will lead to mitigate the negative impacts of climate change in this area.     

Interaction of North Brazil Current rings with the Lesser Antilles Arc and Barbados Island: laboratory experiments and observations

The interaction of North Brazil Current (NBC) rings with the Lesser Antilles Arc (LAA) and the Barbados Island (BI) is addressed by experimental modeling and observations. Our results compare well with previous experimental results and numerical simulations. Several sizes, intensities and two different vorticity profiles (non-isolated and initially isolated vortices) were tested. Three regimes were found namely: (1) the vortex surrounds the BI and its translational motion (TM) stops North of BI; (2) the vortex passes through the corridor between the LAA and the BI by reducing its size; and (3) The vortex stopped at the entrance to the corridor South of the BI. Isolated vortices were prone to stopped North of the BI. Apparently the intensity in the outer vorticity ring has an influence on the fate of the NBC ring. Non-isolated vortices can also stop its TM North of the BI because when in \(\beta\) plane they develop an outer ring similar to the isolated vortices. From these results we conclude that intense and big NBC rings are likely to stop its TM North of the BI. Medium and moderate vortices stops its TM South of the BI and they reduce their size until they are able to pass through the corridor between the LAA and the BI. Mild vortices of all sizes stop South of the corridor, close to the BI and the LAA. Drifter trajectories and Sea Surface Height altimetry confirm the results.     

A method of detecting carbonyl compounds in tree leaves in China

Background, aim, and scope  

Carbonyl compounds have been paid more and more attention because some carbonyl species have been proven to be carcinogenic or a risk for human health. Plant leaves are both an important emission source and an important sink of carbonyl compounds. But the research on carbonyl compounds from plant leaves is very scarce. In order to make an approach to the emission mechanism of plant leaves, a new method was established to extract carbonyl compounds from fresh plant leaves.     

Mathematical model for the microbial metabolism of glucose induced enhanced biological phosphorus removal in an anaerobic/aerobic sequential batch reactor

Glucose plays a significant role in enhanced biological phosphorus removal (EBPR). Previous experimental studies have shown that in addition to acetate, glucose can induce and maintain a successful EBPR performance under certain operating procedures. Mathematical modeling of the EBPR metabolism is an important consideration that is necessary to produce a deeper insight into this process. In this study, four anaerobic reactions plus four aerobic reactions with fourteen kinetic constants are structured to describe the dynamic behavior of the key metabolic components in the glucose induced EBPR system. The development of the stoichiometric coefficients for the reactions is based on fundamental biochemical principles. The model describes the dynamics of the important storage compounds, which are considered separately from the active biomass. Sequential batch experiments were performed to find the optimum model parameters using sludges exhibiting stable EBPR from glucose fed system. The maximum specific substrate conversion rate in the glucose model is composed of two factors: the maximum specific rates of glucose direct conversion to PHV (q _gv ^max ) and glucose conversion to glycogen q _gl ^max , which are 14.1 and 699.7 C-mmol/C-mmol·h, respectively. The maximum specific rate of polyphosphate synthesis k _pp ^max is 0.2 P-mmol/C-mmol·h. The model with the best-fit parameters satisfactorily simulates the dynamic behavior of the key components during both anaerobic and aerobic conditions.