环保型中小企业借贷环境分析

在经济多元发展的新历史阶段,环保型中小型企业作为正在蓬勃发展和活跃市场的重要经济个体,可以优化产业经济结构,推动循环经济发展.本文从软信息与关系型借贷研究入手,针对目前环保型中小企业财务信息不甚清晰、抵抗外界经济冲击能力有限和融资渠道特殊等特点,建立博弈模型,深入分析完全信息和不完全信息条件下,小额贷款公司与环保型中小企业客户之间的借贷关系.通过整体构建基于软信息特征的制度化信用风险控制准则,最终达到合理满足环保型中小企业激增的特殊融资需求.研究结果表明:以关系型借贷理论为依托,为满足各自的市场需求和利益保障,需要充分考虑环保型中小企业贷款客户的各类软信息,建立符合软信息时效性的信贷流程,决策权相对集中的组织结构和面向软信息收集的正向激励机制,从而实现对环保型中小企业客户贷款信用风险的有效控制,最终达到完善区域信用环境、支持中小企业发展和活跃社会主义市场经济的多重目标.     

中国银行业环境风险控制体系构建现状分析

银行投资行为导致的环境破坏问题可能给银行带来环境风险。环境风险控制是实现我国金融可持续发展的必然选择。我国银行业环境风险控制体系由四部分组成,其中环境信息收集和传递是环境风险控制的基础,环境风险管理部门建设是环境风险控制业务的保障,环境风险动态评估和管理是环境风险控制的关键,借鉴国际经验和加入国际准则是提升环境风险控制水平的有效途径。本文通过对我国全国性商业银行在环境风险控制领域的举措进行分析,总结我国银行业环境风险控制体系构建的现状和问题。     

Engineered nanomaterials in rivers--exposure scenarios for Switzerland at high spatial and temporal resolution

Probabilistic material flow analysis and graph theory were combined to calculate predicted environmental concentrations (PECs) of engineered nanomaterials (ENMs) in Swiss rivers: 543 river sections were used to assess the geographical variability of nano-TiO₂, nano-ZnO and nano-Ag, and flow measurements over a 20-year period at 21 locations served to evaluate temporal variation. A conservative scenario assuming no ENM removal and an optimistic scenario covering complete ENM transformation/deposition were considered. ENM concentrations varied by a factor 5 due to uncertain ENM emissions (15%-85% quantiles of ENM emissions) and up to a factor of 10 due to temporal river flow variations (15%-85% quantiles of flow). The results indicate highly variable local PECs and a location- and time-dependent risk evaluation. Nano-TiO₂ median PECs ranged from 11 to 1′623 ng L⁻¹ (conservative scenario) and from 2 to 1′618 ng L⁻¹ (optimistic scenario). The equivalent values for nano-ZnO and nano-Ag were by factors of 14 and 240 smaller.     

Comparing the sensitivity of soil invertebrates to pesticides with that of Eisenia fetida

The sole routine testing of the standard earthworm Eisenia fetida for the terrestrial risk assessment of pesticides has been under much debate since other soil invertebrates may be more sensitive than this standard test species. However, the very low availability of laboratory toxicity data for taxa other than E. fetida has greatly hampered sensitivity comparisons. In the present study, the relative tolerance (T_rel) approach was used to enable comparing toxicity thresholds obtained from the US-EPA ECOTOX database, for main terrestrial taxonomic groups and pesticidal types of action (insecticides, fungicides, herbicides, and other) separately. Analyses confirmed previously reported lower and higher sensitivity of collembolans to fungicides and insecticides, respectively. However, various other discrepancies in susceptibility relative to E. fetida were encountered as indicated by species sensitivity distributions and/or calculated 95% confidence intervals of T_rel values. Arachnids and isopods were found to be more sensitive to insecticides, and nematodes to fungicides, as compared to E. fetida. Implications of study findings for the terrestrial risk assessment of pesticides are discussed.     

拜耳法赤泥粒径分级预处理的研究

赤泥是从铝土矿中提取氧化铝的过程中产生的工业废渣.分析了拜耳法赤泥的粒径分布,以及主要化学组成和矿物组成在不同粒径赤泥中的变化规律.在此基础上,提出先将赤泥粒径分级预处理,然后根据粗细粒径赤泥的差异分别进行回收利用的思路.研究结果表明,赤泥中粒径大于0.075 mm的粗颗粒以铁、硅、钙为主,实践证明可以通过磁选或重选工...     

大宝山矿区水体和沉积物中重金属的污染评价

分别于丰水期和枯水期对广东省大宝山矿区铁龙拦泥坝至凉桥河段水体中溶解态的重金属进行了调查,应用EPA推荐的健康风险评价模型发现,水体中非致癌物通过饮水途径所导致平均个人年风险排列顺序是Cu〉Pb〉Zn,最大值的平均个人年风险在丰水期和枯水期的平均值分别是2.14×10-7 a-1和4.13×10-7 a-1,小于国际防辐射委员会（ICRP）推荐的最大可接受平均个人年风险5.0×10-5a-1。致癌物Cd的平均个人年风险在丰水期和枯水期的平均值分别是3.52×10-4 a-1和4.53×10-4 a-1,大于ICRP推荐的最大可接受值,同时也大于非致癌物3～4个数量级。另外,通过对枯水期沉积物的重金属总量分析,发现凉桥槽对坑支流受水体pH的影响,导致其沉积物重金属的浓度最高。根据Long和Macdonald利用生物效应数据库法建立的沉积物质量基准,发现除冷水泾外,其他采样点的平均效应中值指数（mERMQ）值都大于1.5,可见沉积物中的重金属会对当地底栖生物产生毒害作用。     

论基于EGIS平台的放射源管理系统的开发

放射源管理系统是一种基于环境地理信息系统平台的资源管理系统,是GIS技术与环境监测技术、环境管理技术、数据库技术等各种环境信息分析和处理技术的集成。系统为环保部门提供了一个功能强大的空间信息服务和管理工具,可以直观、方便地获取放射源的监控、管理等数据信息,为环境管理部门的决策提供依据。     

浅谈对热电企业的环境监督管理

对热电企业的环境监管工作是环保部门的重要职责,根据在对热电企业日常监管中遇到的问题,论述了监管的常用方法,包括监督企业环境管理落实情况、核查企业环保数据真实性及重视群众对企业的监督,并就相关工作展开了具体讨论。     

The role of intergenerational influence in waste education programmes: the THAW project

Whilst the education of young people is often seen as a part of the solution to current environmental problems seeking urgent attention, it is often forgotten that their parents and other household members can also be educated/influenced via home-based educational activities. This paper explores the theory of intergenerational influence in relation to school based waste education. Waste Watch, a UK-based environmental charity (www.wastewatch.org.uk), has pioneered a model that uses practical activities and whole school involvement to promote school based action on waste. This methodology has been adopted nationally. This paper outlines and evaluates how effective school based waste education is in promoting action at a household level. The paper outlines Waste Watch's 'Taking Home Action on Waste (THAW)' project carried out for two and half years in Rotherham, a town in South Yorkshire, England. The project worked with 6705 primary age children in 39 schools (44% of primary schools in the project area) to enable them to take the "reduce, reuse and recycle message" home to their families and to engage these (i.e. families) in sustainable waste management practices. As well as substantial increases in students' knowledge and understanding of waste reduction, measurement of the impact of the project in areas around 12 carefully chosen sample schools showed evidence of increased participation in recycling and recycling tonnages as well as declining levels of residual waste. Following delivery of the project in these areas, an average increase of 8.6% was recorded in recycling set out rates which led to a 4.3% increase in paper recycling tonnages and an 8.7% increase in tonnages of cans, glass and textiles collected for recycling. Correspondingly, there was a 4.5% fall in tonnages of residual waste. Waste Watch's THAW project was the first serious attempt to measure the intergenerational influence of an education programme on behaviour at home (i.e. other than schools' own waste). It clearly shows that household recycling behaviour can be positively impacted by intergenerational influence via a practical school-based waste education model. However, although the model could potentially have a big impact if rolled out nationally, it will require seed funding and the long-term durability of the model has not yet been fully quantified.     

Determination of the residue dynamics and dietary risk of thiamethoxam and its metabolite clothianidin in citrus and soil by LC-MS/MS

A modified quick, easy, cheap, effective, rugged and safe (QuEChERS) method was developed for the determination of thiamethoxam and its metabolite clothianidin in citrus (including the whole citrus, peel and pulp) and soil samples by liquid chromatography-tandem mass spectrometry. The sample was extracted with acetonitrile and purified with octadecylsilane. The detection limits of both compounds were 0.0001–0.0002?mg kg^–1, while the limit of quantification of thiamethoxam was 0.002?mg kg^–1 and the limit of quantitation of metabolites was 0.001?mg kg^–1. The recovery was 70.37%–109.76%, with inter-day relative standard deviations (RSD) (n?=?15) values ≤9.46% for the two compounds in the four matrices. The degradation curve of thiamethoxam in whole citrus and soil was plotted using the first-order kinetic model. The half-life of the whole citrus was 1.9–6.2?days, and the half-life of the soil was 3.9–4.2?days. The terminal residue of thiamethoxam (the sum of thiamethoxam and clothianidin, expressed as thiamethoxam) was found to be concentrated on the peel. The final residual amount of thiamethoxam in the edible portion (pulp) was less than 0.061?mg kg^–1. The risk quotient values were all below 1, indicating that thiamethoxam as a citrus insecticide does not pose a health risk to humans at the recommended dosage.