GIS在巨灾保险风险管理中的应用研究

近年来 ,巨灾的不断发生 ,使得许多保险和再保险公司遭受巨大赔偿 ,乃至可能造成破产。究其原因 ,除了人们对巨灾自身难以抗拒这一客观原因外 ,保险企业对巨灾保险的风险管理方法、技术和手段的不适也是一个很重要的因素。为此 ,笔者分析了利用GIS辅助巨灾保险风险管理的优越性 ,并就GIS在巨灾保险的信息管理、风险累积预测和风险管理专家系统中所起的作用和发挥的功能分别进行了探讨。利用GIS辅助巨灾保险风险管理 ,不仅可以了解巨灾的发生和变化规律 ,进行危险性区域和费率区域的划分 ,而且可以优化保险和再保险方案 ,并通过专家系统设计出符合实用灾情的风险管理及保险管理的对策 ,对保险公司的巨灾保险风险管理起到了重要的指导作用。     

运用风险管理理念,提高灭火救援水平

根据消防部队灭火救援工作中的职业危险 ,引入了风险管理理念。笔者运用安全系统工程的理论和方法 ,建立了灭火救援工作的风险管理方法以及风险识别、风险评价的方法和步骤 ,并针对当前的情况 ,提出风险控制的具体措施。该方法简单 ,易于操作。在安全管理工作中应用风险管理方法 ,根据现有资料和知识经验 ,针对部门的具体情况 ,找出灭火救援工作中存在的风险 ,并对各种风险及其危险程度进行评价 ,在此基础上 ,采取相应的控制措施。分析和研究表明 ,运用风险管理有利于控制或减少消防人员在灭火救援中存在的风险 ,防范事故发生 ,提高灭火救援的水平。     

浅谈网络安全策略

由于计算机网络表现的脆弱性使网络容易受到各种攻击，所以网络信息的安全和保密是一个非常重要的问题。本文从计算机网络安全策略出发，对解决计算机网络安全策略原则及网络的安全技术进行了综述。     

保险对企业安全监督管理之作用

通过开展适合于保险与安全监管工作的风险评估体系的研究 ,充分发挥保险在安全监管工作中的作用 ,从而为降低职工、企业乃至全社会的风险水平 ,为经济的可持续发展和社会稳定提供必要的保证条件。     

我国地热资源的开发战略

总结了我国地热资源的利用和管理状况,提出了"政策统一、市场运作、合理利用、可持续发展"的地热资源开发战略,并对战略内容进行了具体阐述.     

Encouraging the application of sustainable timber harvesting practices: A review of policy tool use and effectiveness in the eastern United States

States use a variety of approaches to encourage landowners and loggers to apply ecologically-sustainable timber harvesting practices, the latter generically referred to as timber harvesting guidelines. A survey of 37 state forestry agency administrators in the eastern U.S. (defined as a contiguous region with the northwest and southwest borders being North Dakota and Texas, respectively) was conducted in 2000 to assess the extent and nature of state guideline programs and the various methods by which states encourage their use. The study found states in the eastern U.S. use a variety of policy tools to promote guideline use, with certain policy tools more common for certain target audiences (e.g., loggers) as well as the types of resources (e.g., wildlife habitat) addressed by the guidelines. Eighty-three percent of the programs directed at encouraging forest landowners in the eastern U.S. to use the timber harvesting practices identified in their state guidebooks are technical assistance, educational, or cost-share programs. Technical assistance and education programs are the most common policy tools used to assist loggers in applying sustainable harvesting practices. Technical assistance and cost-share programs consistently rank among the most effective policy tools for encouraging loggers and landowners to apply the guidelines. Comparing the level of program investment to perceived benefits, assistance programs and education programs rank most efficient landowner programs, whereas premium prices for products and preferential access to contracts are the two most efficient programs directed at loggers. The paper concludes with an assessment of emerging trends and additional information needs associated with encouraging the application of sustainable timber harvesting practices.     

Risk-mitigating beliefs,risk estimates,and self-reported speeding in a sample of Australian drivers

PROBLEM: Research suggests that people who engage in risk-taking behaviors often hold specific beliefs that can mitigate or reduce their perceptions of risk associated with those behaviors. METHOD: A scale was developed (Speeding Risk Belief Scale (SRBS)) to assess beliefs about speeding-related risk and predict self-reported speeding in a random-digit telephone survey of 800 South Australian drivers between the ages of 16 and 50. RESULTS: The scale was internally consistent, and path analyses showed it to be associated with self-reported speeding, both directly and indirectly through participants' estimates of speeding-related risk. DISCUSSION: Origins of risk-mitigating beliefs and the extent to which they may be causally linked with speeding are discussed, and recommendations are made for future research. IMPACT ON INDUSTRY: This research has strong implications for the conduct of countermeasure campaigns that disseminate information on speeding-related risk.     

Case studies of occupational falls from heights: cognition and behavior in context

PROBLEM: The aim of this study was to examine individual workers' cognitive, behavioral, and motivational processes leading up to occupational falls from heights. METHOD: The study is based on 26 semistructured personal interviews and on-site investigations with male workers who reported to an emergency department for treatment of injuries due to falls from heights. RESULTS: A greater number of workers carrying out nonroutine compared to routine tasks perceived, identified, interpreted, and attempted to control a fall hazard. Two cases are presented illustrating how cognition and behavior in context progresses from a lesser to a greater active role in the incident processes. SUMMARY AND IMPACT ON INDUSTRY: The addition of full-scale investigations of how and why workers thought and behaved the way they did in a particular situation can give important clues as to whether preventive measures will be effective in a similar situation in the future.     

AGRICULTURAL NITRATE CONTAMINATION OF GROUND WATER: AN EVALUATION OF ENVIRONMENTAL POLICY1

ABSTRACT: The contribution of agriculture to nitrate pollution of 8Urface and ground water is a growing concern throughout the world. The objective of this article is to evaluate the current environmental policy governing nitrate contamination of ground water in the South Platte alluvial aquifer. In particular, the “best management practice” approach is assessed in its relationship to optimal policy design. First, the current physical environmental problem and existing institutional arrangements are described. Second, legal and economic criteria are brought to bear on the question of appropriate policy design. Finally, the strengths and weaknesses of the existing policy are evaluated in this context and changes in policy that would increase effectiveness are recommended. Considerable justification is found for state-initiated control because victims of ground water pollution are dispersed and risk assessment is technically demanding. However, ex post elements of existing policy must be improved, perhaps through targeting and some devolution in monitoring and enforcement responsibilities.     

Proliferating Principles; Or How to Sup with the Devil without Getting Eaten

The international humanitarian system is seen by many to be in crisis. The reasons for this are complex but include the perception held by many that there is an increasing ambivalence on the part of powerful states to invest military, political and financial resources in upholding humanitarian principles, and a growing feeling that much humanitarian action both ignores human rights issues and can prolong conflict. As a result, much attention has focused on the notion of 'humanitarian principles' and there has been a proliferation of statements and initiatives on this topic in recent years.