灾难模型化及其国外主要开发商

简略分析了灾难模型化和它在保险业中的应用;介绍了当前国外从事灾难模型化的主要研发单位,包括独立的模型化公司、大学研究所、再保险公司、再保险中介经纪公司和政府机构。同时收集了一些最近灾难模型化些文献,希望这些信息能有助于同行在我国减灾保险方面的研究。     

工伤保险费率机制设计的探析

目前我国工伤保险覆盖面窄的主要原因是现有的工伤保险费率机制存在问题,缺乏激励作用.本文以传统的激励理论为依据,分析指出要达到扩大工伤保险覆盖面的目的,应该是设计科学、合理的工伤保险费率机制去激励企业主动参加工伤保险和加强工伤预防.     

车辆保险--交通安全管理的经济手段

中国道路交通安全面临着前所未有的挑战.本文在分析车辆保险与投保人安全驾驶关系的基础上,提出推行车辆保险是解决我国当前道路交通安全、保障交通事故受害者合法权益的有效经济手段之一.     

非法用工单位伤亡人员一次性赔偿程序的探讨

2004年1月1日生效的《工伤保险条例》规定了非法用工单位向伤亡人员赔偿的标准和争议解决的程序，但是非法用工单位不属于法律上合法的主体，劳动仲裁机关和法院不能对不存在的主体作出裁定和判决，就算作出裁判，也不可能得到执行，从而使得该条例规定的对非法用工单位伤亡人员的赔偿成为一纸空文。为此，笔者从劳动争议和诉讼主体认定，程序保障和伤亡人员及时得到救助三个方面提出建议，以确保条例得到执行。     

论对社会弱势群体的职业卫生与安全的法律保护

结合对“社会弱势群体”含义、产生原因的分析以及对我国社会弱势群职业卫生与安全法律保护现状的总结，本文指出了法律对社会弱势群体职业卫生与安全给予倾斜性保护的重要意义，并进一步提出了加强对社会弱势群体职业卫生与安全法律保护具体措施的设想。     

中、韩两国财产保险业风险管理比较研究

财产保险是经营风险的产业,风险管理能力是其核心竞争力.从保险监管机构、市场典型主体两方面比较了中、韩两国财产保险业风险管理体系,市场主体的比较从研究宣传、产品开发、业务经营、客户管理、信息技术等方面展开,并提出了建议和措施.     

Possibilities of kinesio taping to prevent injuries of professional dancers

A literature review of the application of kinesio taping in the prevention of professional dancers’ injuries indicated frequent dance-related and overuse injuries and a lack of organized information about this issue. This study aimed to assess the impact of kinesio taping on the musculoskeletal system of dancers, based on scientific research data from 2015–2017. The analysis revealed that kinesio taping can effectively reduce muscle spasms, rebuild muscle strength of the injured extremity, improve static and dynamic balance and ease pain, due to its ability to improve proprioception of joints and regulate muscle tone. These effects reduce muscle imbalance and joint instability, thus increasing treatment efficacy and shortening the physical load limitation. Kinesio taping significantly reduces the risk of overuse syndromes and dance-related injuries during dance training and strenuous exercises of people with chronic musculoskeletal diseases. Therefore, kinesio taping has broad utility in primary and secondary prevention of dance-related injuries.     

Trauma demography and clinical epidemiology of motorcycle crash–related head injury in a neurosurgery practice in an African developing country

Objective: Though motor vehicle crashes (MVCs) were the main cause of head trauma from road traffic injuries (RTIs), motorcycle crashes (MCCs) are now a major cause of RTI-related head injury (HI) in many developing countries.

Methods: Using a prospective database of HIs from a neurosurgical practice in a sub-Saharan African developing country, a cross-sectional survey was conducted for the trauma demography and clinical epidemiology of this MCC-related HI.

Results: Motorcycle crashes accounted for 57% (473/833) of all RTI-related HIs in this registry. The victims, with a mean age of 33.1 years (SD = 18.3), consisted mainly of males (83.1%), those of low socioeconomic status (>90%), and those aged between 20 and 40 years old (56%). MCCs involved only riders in 114 cases (114/473, 32.1%), of which 69% were motorcycle–motorcycle crashes. The HI was moderate–severe in 50.8%; clinical symptomatology of significant HI included loss of consciousness (92%), anisocoria (35%), Abbreviated Injury Scale head (AIS–head) score > 3 (28%), and CT-Rotterdam score > 3 (30%). Extracranial systemic injury involved the limbs most frequently, with an Injury Severity Score (ISS) >25 in 49%. The fatality rate was 24%.

MCC-related HI among pedestrian victims involved more vulnerable age groups (the young and elderly) but have lower mean ISS compared to motorcycle passengers (mean ISS = 23.5 [11.6] vs. 27.4 [13.0]; 95% confidence interval [CI], 1.27–6.49; P = .004). In addition, compared to a contemporary cohort of MVC-related HIs in our registry, MCC victims were older (mean age 34.8 years [18.0] vs. 30.8 [18.4]; P = .002); had higher proportions of certain extracranial trauma like long bone fractures (71 vs. 29%; P = .02); and suffered fewer surgical brain lesions (25.5 vs. 17.2%; P = .004).

Conclusions: Motorcycle crashes are now a significant threat to the heads, limbs, and lives of vulnerable road users in developing countries.     

OSHA职业伤害与疾病记录和报告机制简介

介绍了OSHA《记录和报告职业伤害与疾病》法规的主要内容,分析了中国引入该法规的益处。     

基于人体皮肤热模型的热防护服评价方法研究

在热防护服热防护性能测试装置基础上,用自行研制的新型耐高温模拟皮肤传感器代替铜片热流计测量通过应急热防护服装面料的热流量,将热流量作为热波皮肤模型边界条件,得到人体皮肤表层下80μm处的温度值,从而得到一定条件下人体真实皮肤达到二级烧伤所需时间,用其评价热防护服用织物的热防护性能,并将热波皮肤模型(TWMBT)的测试值与Pennes模型以及铜片热流计的测试结果进行分析比较。采用热波皮肤模型分析织物层下的"皮肤"防热时间更接近实际皮肤达到二级烧伤时间值,可较为精确的量化织物热防护性能,为应急救援热防护服装的热设计提供理论依据。