广深准高速铁路安全管理模式探讨

广深准高速铁路的开通运营，以及广深铁路公司股份制改造，从客观上要求改革与优化铁路安全管理体制，建工新的铁路安全管理模式。本文构造了广深铁路安全管理模式，满足国家确定的“企业负责，行业管理，国家监察，群众监督”的安全工作体制要求，引入风险管理，实行事故保险，提出应该以安全文化作为新模式的软件，优化新的安全管理体制。     

US Government Natural Disaster Assistance: Historical Analysis and a Proposal for the Future

Governments often provide grants or low-interest loans to disaster victims. Yet these programmes have proven to be quite costly. In addition, questions have been raised about associated behavioural incentives. Conceptually, government disaster insurance programmes should be more efficient, consistent and equitable than ex post facto disaster relief in the form of grants and loans. Yet the performance of government disaster insurance programmes has been mixed, at best. This article reviews the history of US federal natural disaster assistance to individuals and concludes with a recommendation for a new government role in the provision of disaster insurance.     

应用测雹板评估1998年涞源县防雹效果

应用测雹板布网,选用雹块大小,密度以及与其有关的冰雹动能,动能通量,冰雹质量,质量通量等物理量参数作为评估防雹效果的统计量,通过计算,对作业区与对比区分别进行统计分析,确定防雹作业效果。     

3S技术在财产保险防洪救灾中的应用

分析了保险业防灾减损的研究现状,阐述了3S的技术特点及其应用领域。和如何将3S技术应用于财产保险防洪救灾领域,建立财产保险防洪救灾决策支持系统。介绍了系统的整体构架及其功能特点,该系统可与保险公司业务系统紧密结合,显示直观。同时包括保险分析、灾害分析和专题图显示等多项功能。实现了多源数据的无缝集成。因而能从理论方法和关键技术上指导保险公司的防灾减损工作。切实提高保险公司的经济效益。以深圳市为示范区,该系统在应用中取得了良好效果。     

Charity hazard—A real hazard to natural disaster insurance?

After the flooding in 2002 European governments provided billions of Euros of financial assistance to their citizens. Although there is no doubt that solidarity and some sort of assistance are reasonable, the question arises why these damages were not sufficiently insured. One explanation why individuals reject to obtain insurance cover against natural hazards is that they anticipate governmental and private aid. This problem became to be known as “charity hazard”. The present paper gives an economic analysis of the institutional arrangements on the market for natural disaster insurances focusing on imperfections caused by governmental financial relief. It provides a theoretical explanation why charity hazard is a problem on the market for natural disaster insurances, in the way that it acts as an obstacle for the proper diffusion and therefore the establishment of natural hazard insurances. This paper provides a review of the scientific discussion on charity hazard, provides a theoretical analysis and points out the existing empirical problems regarding this issue.     

FLOODPLAIN MANAGEMENT: SOME OBSERVATIONS ON THE CORPS OF ENGINEERS' ATTITUDES AND APPROACHES1

ABSTRACT: Methods of floodplain management are changing in the United States. There has been a gradual shift in emphasis from “flood control” to “management” of the floodplain. The complexities of multilevel governmental involvement in floodplain management demand an analysis of a new means to coordinate these efforts. It is the intent of this paper to discuss the role of the Corps of Engineers in this area and the problems the Corps has encountered in its endeavors. The occurrence of these problems indicates that there is a need to strengthen the federal role to ensure a comprehensive view of floodplain management.     

森林保险支付意愿及影响因素分析——基于异质性营林主体视角

基于期望效用函数理论分析了异质性营林主体的森林保险支付意愿及差异,并以传统小林农和新型林业经营主体为研究对象,以福建省382户传统小林农和88户新型林业经营主体的调研数据为基础,综合运用条件估值法、卡方检验及Cox比例风险模型,对异质性营林主体的森林保险支付意愿与差异及支付意愿影响因素进行对比与分析。研究表明：传统小林农和新型林业经营主体的森林保险意愿支付水平存在显著差异,在1000~2500元/亩保障水平下,传统小林农的意愿支付水平分别为1.911元/亩、2.941元/亩、3.532元/亩及3.979元/亩,新型林业经营主体为1.632元/亩、3.971元/亩、5.809元/亩及6.864元/亩;两类营林主体的支付意愿均随保额的提高而提高,但新型林业经营主体的提升幅度远高于小林农。异质性营林主体的森林保险支付意愿影响因素也存在明显差别,这与其在森林保险认知特征、林业生产经营特征、林业灾损特征、森林保险产品评价特征等方面存在显著差异有关。此外,林地面积对两类营林主体支付意愿均具有显著影响,规模化、集约化的林业生产经营可促进林业经营主体的森林保险愿意支付水平。     

Theory and Model of Agricultural Insurance Subsidy

The issue of agricultural insurance subsidy is discussed in this paper aiming to make it provided more rationally and scientifically. It is started with the connection between agricultural insurance and financial subsidy. It is really necessary and crucial to implement the financial insurance due to the bad operational performance, especially in the developing countries. But the subsidy should be provided more rationally because financial subsidy has lots of negative effects. A model in competitive insurance markets developed by Ahsan et al （1982） and a farmers＇ decision model are developed to solve the optimal subsidized rate. Finally, the equation is got to calculate it. But a quantitative subsidized rate is not made here because the calculation should be under some restricted conditions, which are always absent in the developing countries. So the government should provide some subsidy for the ex ante research and preparation to get the scientific probability and premium rate.     

分洪区洪灾保险工作初探

本文从洪水过程的随机特点及防洪工作的实际需要等各个方面出发,阐述了在分洪区实行洪灾保险的必要性,结合国内外已有的实践经验,分析了这一工作得以顺利开展的可能性。并在此基础上,提出了二种洪灾保险费用计算方法,实例计算结果表明,这些方法是基本可行的。     

浅谈我国冰雹的分布规律及其保险对策

本文从冰雹灾害的分布规律着手,研究我国雹灾对策形式之一——雹灾保险,在对世界各国雹灾保险借鉴的基础上,选择我国雹灾保险的模式,建立适合我国国情的雹灾保险。