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在环境污染事故高发、未来全国环境政策将更多地借助于市场力量的背景下,评析了在武汉市实施环境污染责任险的必要性,分析了武汉市环境污染责任险实践中所存在的问题,并提出了未来政策改革的建议。指出近期内武汉市应主要在重点行业、饮用水源地推进政策试点,相关部门应积极配合、联合研发政策推行所需的关键支撑技术和信息平台,并积极培育政策向成熟发展所需配套的法律及政策环境。 相似文献
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The field of oil spill cost modelling is not as well explored as desirable. Generally speaking, the existing models have either low accuracy, in that their predictions are far from the real cost, or low applicability, in that they are only valid under very specific conditions; such as in one particular country. This work strives to construct a model that is functional in a global scope and still possess a high level of accuracy. The resulting attempt is in many ways superior to the publicly available competitors, not only because of its predictive capacity but also because the model is quick to use, and its input variables should be readily available to any informed user. The model is more accurate comparing with similar available models. However, further study is needed to modify it to obtain more realistic results. 相似文献
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In developed countries, public–private partnerships involving insurance companies and governments often provide security against the human and economic losses of disasters. These partnerships, however, are neither available nor affordable in most highly exposed developing countries. In this paper we examine recent innovations in financial risk management that extend traditional public–private partnerships to include NGOs, international financial institutions and other donors. Importantly, these partnerships provide secure financial arrangements to low-income communities before disasters strike and thus relieve the uncertainty and anxiety of depending on ad hoc post-disaster aid for recovery and even survival. We examine three examples of extended partnerships: the Turkish Catastrophe Insurance Pool; the Andhra Pradesh microinsurance program and an index-based weather derivative for farmers facing drought in Malawi. 相似文献
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分洪区洪灾保险工作初探 总被引:2,自引:0,他引:2
本文从洪水过程的随机特点及防洪工作的实际需要等各个方面出发,阐述了在分洪区实行洪灾保险的必要性,结合国内外已有的实践经验,分析了这一工作得以顺利开展的可能性。并在此基础上,提出了二种洪灾保险费用计算方法,实例计算结果表明,这些方法是基本可行的。 相似文献
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Victor Cardenas Stefan Hochrainer Reinhard Mechler Georg Pflug Joanne Linnerooth-Bayer 《Environmental Hazards》2013,12(1):40-53
In 2006, Mexico became the first transition country to transfer part of its public-sector natural catastrophe risk to the international reinsurance and capital markets. The Mexican case is of considerable interest to highly exposed transition and developing countries, many of which are considering similar transactions. Risk financing instruments can assure governments of sufficient post-disaster capital to provide emergency response, disaster relief to the affected population and repair public infrastructure. The costs of financial instruments, however, can greatly exceed expected losses, and for this reason it is important to closely examine their benefits and alternatives. This paper analyzes the Mexican case from the perspective of the risk cedent (the Ministry of Finance and Public Credit), which was informed by analyses provided by the International Institute for Applied Systems Analysis (IIASA). The rationale for a government to insure its contingent liabilities is presented along with the fiscal, legal and institutional context of the Mexican transaction. Using publicly available data, the paper scrutinizes the choice the authorities faced between two different risk-transfer instruments: reinsurance and a catastrophe bond. Making use of IIASA's catastrophe simulation model (CATSIM), this financial risk management decision is analyzed within the context of a public investment decision. 相似文献
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震灾保险新制式与国内外现行制式的比较研究 总被引:1,自引:1,他引:1
本文概括分析了国外震灾保险制式的形成思路、实施准则及其局限性;指出国内大多数研究模式受传统观念的制约,只能是对国外制式的效仿和沿袭;进而介绍了一种能够有效克服一般模式弊病的新型震灾保险制式,并对其实质与科学蕴涵作了简略阐述。 相似文献
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对地震保险体制改革的探索 总被引:1,自引:2,他引:1
从研究地震灾害规律和保险经营特点之间的矛盾入手,叙述地震保险经营的困难,剖析我国现行地震保险体制的缺陷,提出了建立一个新的,相对科学和合理的地震保险体制的若干建议。 相似文献
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John E. Costa 《Environmental management》1978,2(4):313-322
In spite of increasing annual expenditures for flood control, losses from flooding continue to rise in the United States. This seeming contradiction arises from overdependence on federally supported structural solutions to flood problems. Nonstructural controls are initiated reluctantly at local levels of government because of constitutional questions, restrictions of local tax bases, lack of federal subsidies for nonstructural solutions, and the high costs of delineating flood hazard areas. The success of the National Flood Insurance Program is doubtful since only about five percent of the flood-prone communities in the United States have qualified for the regular program. Future reduction of flood losses is dependent upon increasing popular awareness of flood hazards and altering federal subsidy policies to reduce the impact of local land-use regulations. 相似文献