An empirical assessment of rural livelihood assets from gender perspective: evidence from Ghana

Poverty studies have demonstrated that a group’s ability to escape poverty is largely dependent on the types of assets that the group’s members possess. A major claim that has been asserted with limited empirical evidence in the asset literature is the gender disparity dichotomy. Using rural Ghana as a case study, we assess the asset levels of farm households from a gender perspective. In doing so, we theorized and empirically tested assets on case bases. A household questionnaire survey was used to collect data from two hundred households in the Fanteakwa district of eastern Ghana. An asset index was used to compute the asset levels, while Kruskal–Wallis statistics was employed to compare the significance of the temporal changes. The results show a minimum level of asset endowment. Natural, social and financial assets were the three most endowed assets, with physical and human assets being the least. A gender analysis shows no significant difference, even though the levels of assets for the female-headed households were slightly higher than those of the male-headed households. However, the study found a 22.7% increment in the accumulation of financial assets among the female-headed households over the last 5 years compared to a 9.3% decrement in the same assets for their male-headed counterparts. Applying our theory, the results present an unbalanced and unstable asset situation among the household heads. We call for improvement, in physical and human assets. The overall study results imply an improvement in gender-asset accessibility in the context of rural Ghana.