Workers' compensation insurer risk control systems: Opportunities for public health collaborations |
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| Institution: | 1. The University of Alabama at Birmingham, Department of Psychology, 1720 2nd Avenue South, Birmingham, AL 35294, USA;2. Division of Adolescent Medicine, Department of Pediatrics, Perelman School of Medicine at the University of Pennsylvania, Children''s Hospital of Philadelphia, 3401 Civic Center Blvd., 11th floor, Main Building, Suite 11NW10, Philadelphia, PA 19104, USA;1. School of Psychology, The University of Queensland, St Lucia Campus, St Lucia, Queensland 4072, Australia;2. University of Michigan Transportation Research Institute, University of Michigan, 2901 Baxter Road, Ann Arbor, MI 48109-2150, USA;3. University of Michigan Injury Prevention Center, University of Michigan, 2800 Plymouth Road, NCRC 10-G080, Ann Arbor, MI 48109, USA;1. Pediatric Cardiology, Giovanni XXIII Pediatric Hospital, Bari, Italy;2. Section of Cardiovascular Diseases, Department of Emergency and Organ Transplantation (DETO) Aldo Moro University of Bari, Bari, Italy;3. Institute of Legal Medicine, Department of Interdisciplinary Medicine (DIM), Aldo Moro University of Bari, Bari, Italy;4. Department of Pharmacy, Giovanni XXIII Pediatric Hospital, Bari, Italy |
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| Abstract: | IntroductionWorkers' compensation (WC) insurers offer services and programs for prospective client selection and insured client risk control (RC) purposes. Toward these aims, insurers collect employer data that may include information on types of hazards present in the workplace, safety and health programs and controls in place to prevent injury/illness, and return-to-work programs to reduce injury/illness severity. Despite the potential impact of RC systems on workplace safety and health and the use of RC data in guiding prevention efforts, few research studies on the types of RC services provided to employers or the RC data collected have been published in the peer-reviewed literature.MethodsResearchers conducted voluntary interviews with nine private and state-fund WC insurers to collect qualitative information on RC data and systems.ResultsInsurers provided information describing their RC data, tools, and practices. Unique practices as well as similarities including those related to RC services, policyholder goals, and databases were identified.ConclusionsInsurers collect and store extensive RC data, which have utility for public health research for improving workplace safety and health.Practical applicationsIncreased public health understanding of RC data and systems and an identification of key collaboration opportunities between insurers and researchers will facilitate increased use of RC data for public health purposes. |
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