农民工参加工伤保险的影响因素研究——基于政策和企业视角的实证分析

为了解我国农民工参加工伤保险的影响因素,提高农民工工伤保险的参保率,通过对全国9个省市共3 848名农民工的问卷调查,应用Logistic回归模型分析政策的因素和企业的因素对农民工参加工伤保险的影响。结果表明,农民工是否参加工伤保险受到各地工伤保险政策以及农民工所在企业两方面的影响。从政策的角度看,个体工商户参加工伤保险的规定、工伤保险基金的统筹水平以及工伤保险的偿付方式对农民工参加工伤保险有显著影响;从企业的角度看,农民工所在企业是否建有工会、企业所有制对农民工参加工伤保险有显著影响。建议各地进一步明确工伤保险政策中对个体工商户的参保要求,继续提高工伤保险基金的统筹水平,增加农民工领取工伤保险偿付的方式。建议劳动保障部门加强对未建有工会的企业,加强对私企,特别是个体工商户的监察力度。

Factors Influencing Participation of Work Injury Insurance among Chinese Migrant Workers:Empirical Study in Perspective of Policies and Enterprises

To enhance participation of work injury insurance among Chinese migrant workers,3 848 migrant workers across 9 cities were surveyed with questionnaires utilizing convenience sampling design.Logistic regression model was adopted to determine factors associated with participation of work injury insurance in perspective of policies and enterprises.Results show that participation of work injury insurance among migrant workers is affected by insurance policies and enterprises.Policies on self-employed business,f...