What is the potential and demonstrated role of non-life insurers in fulfilling climate commitments? A case study of Nordic insurers |
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| Institution: | 1. School of Business, University of Iceland, Gimli, Sæmundargötu 2, 101 Reykjavík, Iceland;2. Faculty of Economics, Gimli, Sæmundargötu 2, 101 Reykjavík, Iceland;3. Faculty of Environment and Life Sciences, Gimli, Sæmundargötu 2, 101 Reykjavík, Iceland;4. AU Herning, Aarhus University, Birk Centerpark 15, DK-7400 Herning, Denmark;1. Laboratoire de Spectrochimie Infrarouge et Raman Bâtiment C5 – UMR 8516 CNRS-Université de Lille1, Sciences et Technologies, 59655 Villeneuve d‘Ascq Cedex, France;2. Institut des Sciences Moléculaires – UMR 5255 CNRS-Université Bordeaux, 351 cours de la Libération, 33405 Talence Cedex, France;1. Department of Geography, Ghent University, Krijgslaan 281, building S8, 9000 Ghent, Belgium;2. Department of Real Estate and Land Surveying, Ghent University College, Valentin Vaerwyckweg 1, 9000 Ghent, Belgium;3. Department of Archaeology, Ghent University, Sint-Pietersnieuwstraat 35, 9000 Ghent, Belgium;1. IRSTEA, Grenoble, 2 Rue de la Papeterie, BP 76, 38 402 St Martin d’Heres Cedex, France;2. INRA Sens, IFRIS, Marne la Vallée, France;3. UR Sciences en Société, 5 bd Descartes, F-77454 Marne-la-Vallée Cedex 02, France;1. College of Geography and Environment Sciences, Northwest Normal University, 967 Anning East Road, Lanzhou 730070, China;2. State Key Laboratory of Cryosphere Sciences, Cold and Arid Regions Environmental and Engineering Research Institute, CAS, Lanzhou 730000, China;1. College of Computer Science & Technology, Nanjing University of Aeronautics and Astronautics, Nanjing, 211106, China;2. College of Information Science & Engineering, Northeastern University, Shenyang, 110819, China;3. Graduate School of Information Science, Nagoya University, Nagoya, 464-8601, Japan |
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| Abstract: | Collective actions of stakeholders are required for fulfilling the climate commitments of the Kyoto protocol. The insurance sector's global influence and societal impact is fairly well documented. The sector influences societies based on its interaction with stakeholders, on its products, business and political stance. As such, it is a critical actor in facilitating key climate change actions of mitigation and adaptation, and has already been recognized as a leading sector in terms of climate adaptation. The aim of this paper is to explore the role of non-life insurers in fulfilling the climate commitments of the Kyoto Protocol. This paper is based on a case study on Nordic non-life insurance companies. The study documents that Nordic insurers are responding to climate-related threats and opportunities in a strategic manner by reducing their own impacts, through their core activities, and by influencing others to act. Although Nordic insurers do not classify their actions into mitigation and adaptation, but classify them according to their core activities, they demonstrate through actions their role as potential allies for nations in fulfilling the Kyoto protocol climate commitments. The study also reveals that the commercial reality of the industry is not the same as the expected contribution to climate commitments, for instance as specified in international conventions and treaties and in the Intergovernmental Panel on Climate Change (IPCC) and industry reports. |
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| Keywords: | Climate change Nordic Policy Mitigation Adaptation Insurance |
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