农村金融改革与发展问题展望

农村金融对农村经济社会发展具有重要的作用,随着我国农村金融机构的不断增加,涉农贷款呈现逐步增长的态势,金融产业和金融服务不断创新,农村金融的信用体系建设和支付体系建设需要进一步的改善,从根本上保证金融机构的可持续发展能力不断提升,为建设社会主义新农村创造良好的条件。针对农村金融改革过程中面临的新情况、新问题,需要采取有效的财税政策和金融政策,提升农村金融的现代化水平,通过完善机制、提升服务达到稳定农村金融市场的根本目标。

Prospect on reform and development issues of Countryside finance

With the increasing developments of our rural financing institutions, the condition of rural finance market has a great influence on the economic development of society and agricultural loans gain a tendency to increase step by step. Meanwhile, the financial industry and financial services are keeping going innovatively and the foundation of credit system in rural financing market and Payment system need more progress. Therefore, we could prove a great foundation for creating a new socialist countryside if we fundamentally guarantee continuing development of financing institution. To address the new problem and condition involving rural finance innovation, we need efficient tax policy and finance policy to improve Modernization level of rural finance. We would accomplish the fundamental goal of stabilizing the rural financing market through perfect mechanism, improving services.